Affiliate Disclosure
How we maintain editorial independence while earning revenue through affiliate partnerships.
In Short: Some links on MoneyWithSense are affiliate links. If you click on them and make a purchase, we may earn a commission at no extra cost to you. This helps us keep our content free and independent.
What Are Affiliate Links?
Affiliate links are special URLs that track when someone makes a purchase after clicking a link from our site. When you use these links and complete a purchase, the company pays us a small commission—typically 1-10% of the sale price.
This is a common way for educational websites to generate revenue while keeping content free for readers.
How We Use Affiliate Links
You may find affiliate links in:
- Product recommendations and reviews
- Resource lists and tool comparisons
- Service provider mentions
- Partner promotions
What This Means for You
No Extra Cost
Using our affiliate links doesn't cost you anything extra. The price you pay is the same whether you use our link or go directly to the site.
Supports Our Work
Affiliate commissions help us maintain the site, research content, and keep our educational resources free for everyone.
Our Commitment to Independence
We take our editorial integrity seriously. Here's how we maintain independence:
- Honest recommendations only: We only recommend products or services we genuinely believe provide value, regardless of commission rates.
- No pay-for-placement: Companies cannot pay to be featured or receive favorable coverage.
- Transparent disclosure: We clearly disclose affiliate relationships where they exist.
- Editorial independence: Our writers and editors are not influenced by affiliate partnerships.
- Reader-first approach: Our primary goal is to help readers make informed decisions, not to maximize affiliate revenue.
Current Affiliate Relationships
We may have affiliate relationships with companies in categories including:
- Banking and financial services
- Investment platforms and brokerages
- Personal finance software and apps
- Credit cards (we comply with all disclosure requirements)
- Insurance providers
- Educational courses and books
- Productivity and business tools
FTC Compliance
We comply with the Federal Trade Commission (FTC) guidelines on affiliate disclosures. Material connections with advertisers are disclosed as required by law.
How to Identify Affiliate Links
We aim to be transparent about affiliate relationships. You may notice:
- Disclosure statements at the top of relevant articles
- Notes within product recommendation sections
- This comprehensive disclosure page
Not Financial Advice
Remember: Our content, including product mentions, is for educational purposes only. We are not financial advisors, and our mentions of products or services should not be considered endorsements or recommendations for your specific situation.
Always do your own research and consult with qualified professionals before making financial decisions.
Questions?
If you have questions about our affiliate relationships or this disclosure, please contact us.
This Affiliate Disclosure was last updated in January 2026.