Cost of Living in Accra
Ghana
Comfortable budget (single)
$1,559/month
Range $985–$1,559/month
Last updated: 2026-03
Can you afford to live in Accra?
Enter your monthly take-home in USD. We compare it to typical budgets for your household size (estimates, not financial advice).
Daily costs at a glance
Typical prices you'll pay in Accra for everyday essentials.
Coffee
$2
flat white at cafe
Beer
$2.8
pint at pub
Lunch
$8
meal at inexpensive restaurant
Groceries
$195
single-person monthly groceries
Transport
$43
monthly pass
Gym
$21
monthly membership
Full cost breakdown
Colors show how each category compares to the global average of our 100 tracked cities.
| Category | USD/month | vs global |
|---|---|---|
| Rent (1-bed, city center) | $738–$1,149 | ↓ -53% |
| Rent (1-bed, outside center) | $390–$615 | ↓ -53% |
| Utilities (electricity, heating, water) | $31–$59 | ↓ -54% |
| Internet & Mobile | $12–$21 | ↓ -53% |
| Groceries (monthly) | $156–$234 | ↓ -53% |
| Eating out (per meal, mid-range) | $21–$37 | ↓ -53% |
| Coffee | $2–$2 | ↓ -50% |
| Public transport (monthly pass) | $39–$47 | ↓ -53% |
| Gym membership | $14–$27 | ↓ -53% |
| Cinema ticket | $6–$7 | ↓ -54% |
Housing market
Rent vs buy snapshot for Accra — useful if you're comparing long-term relocation options.
Rent (1-bed center)
$738–$1,149/mo
Buy center (per m²)
$3,010
Buy outside (per m²)
$1,650
Price-to-rent ratio
12×
Avg mortgage rate
22.0%
💰 Mortgage estimate: a 60 m² apartment in Accra center at ~$3,010/m² with a 25y loan at 22.0% would cost roughly $3,325/month — compare that to the rent range above.
Local salaries (monthly net, USD)
Typical take-home in Accra. A green badge means the salary covers at least 2.5× the max rent for a 1-bed in the center.
| Role | Monthly net | Covers rent? |
|---|---|---|
| Average net salary | $1,000 | ❌ No |
| Software engineer (mid) | $2,200 | ❌ No |
| Marketing manager | $1,800 | ❌ No |
| Teacher (secondary) | $900 | ❌ No |
| Nurse (RN) | $1,200 | ❌ No |
Local insider tips
Practical ways to cut costs that actually work in Accra.
For convenient and reliable transport, use ride-hailing apps like Bolt or Yango to navigate busy areas such as Osu and East Legon.
Stock up on groceries and household items at major supermarkets like Shoprite or Palace Supermarket found in malls like Accra Mall.
Leverage mobile money services like MTN Mobile Money for secure and easy payments, widely accepted by vendors across the city.
Budget scenarios
Single
$985–$1,559/month
Top expenses
- Rent (1-bed center): ~$1,149/mo
- Groceries: ~$234/mo
- Transport: ~$47/mo
Couple
$1,559–$2,379/month
Top expenses
- Rent (1-bed center): ~$1,149/mo
- Groceries: ~$234/mo
- Transport: ~$47/mo
Family
$2,256–$3,487/month
Top expenses
- Rent (1-bed center): ~$1,149/mo
- Groceries: ~$234/mo
- Transport: ~$47/mo
Neighbourhood guide
Accra Center
CentralUrban core, transit access
Est. 1-bed rent: $923–$1,436/mo
Accra Midtown
CentralMixed residential
Est. 1-bed rent: $812–$1,264/mo
Accra Outer
SuburbanQuieter, family-friendly
Est. 1-bed rent: $590–$919/mo
Quality of life scores
Pros & cons
✅ Pros
- • Stability
- • English
- • Coast
❌ Cons
- • Traffic
- • Power cuts
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Estimates are for comparison only and do not constitute financial advice. Sources include our internal dataset and periodic third-party index updates.