Cost of Living in Manila

Philippines

Comfortable budget (single)

$1,559/month

Range $985–$1,559/month

Overall 7.7Safety 9.7Housing 7.1QoL 7.6

Last updated: 2026-03

Can you afford to live in Manila?

Enter your monthly take-home in USD. We compare it to typical budgets for your household size (estimates, not financial advice).

Daily costs at a glance

Typical prices you'll pay in Manila for everyday essentials.

Coffee

$2

flat white at cafe

Beer

$2.8

pint at pub

Lunch

$8

meal at inexpensive restaurant

Groceries

$195

single-person monthly groceries

Transport

$43

monthly pass

Gym

$21

monthly membership

Full cost breakdown

Colors show how each category compares to the global average of our 100 tracked cities.

CategoryUSD/monthvs global
Rent (1-bed, city center)$738–$1,149 -53%
Rent (1-bed, outside center)$390–$615 -53%
Utilities (electricity, heating, water)$31–$59 -54%
Internet & Mobile$12–$21 -53%
Groceries (monthly)$156–$234 -53%
Eating out (per meal, mid-range)$21–$37 -53%
Coffee$2–$2 -50%
Public transport (monthly pass)$39–$47 -53%
Gym membership$14–$27 -53%
Cinema ticket$6–$7 -54%

Housing market

Rent vs buy snapshot for Manila — useful if you're comparing long-term relocation options.

Rent (1-bed center)

$738–$1,149/mo

Buy center (per m²)

$4,510

Buy outside (per m²)

$2,480

Price-to-rent ratio

18×

Avg mortgage rate

7.2%

💰 Mortgage estimate: a 60 m² apartment in Manila center at ~$4,510/m² with a 25y loan at 7.2% would cost roughly $1,947/month — compare that to the rent range above.

Local salaries (monthly net, USD)

Typical take-home in Manila. A green badge means the salary covers at least 2.5× the max rent for a 1-bed in the center.

RoleMonthly netCovers rent?
Average net salary$750❌ No
Software engineer (mid)$1,300❌ No
Marketing manager$1,000❌ No
Teacher (secondary)$600❌ No
Nurse (RN)$700❌ No

Local insider tips

Practical ways to cut costs that actually work in Manila.

Utilize the Beep Card for convenient and cashless travel on Manila's MRT and LRT train lines, as well as select bus routes.

For authentic and budget-friendly meals, explore the diverse street food stalls and eateries in Binondo (Chinatown).

Shop for fresh produce and local goods at public markets like Farmers Market in Cubao for significant savings compared to supermarkets.

Budget scenarios

Single

$985–$1,559/month

Top expenses

  • Rent (1-bed center): ~$1,149/mo
  • Groceries: ~$234/mo
  • Transport: ~$47/mo

Couple

$1,559–$2,379/month

Top expenses

  • Rent (1-bed center): ~$1,149/mo
  • Groceries: ~$234/mo
  • Transport: ~$47/mo

Family

$2,256–$3,487/month

Top expenses

  • Rent (1-bed center): ~$1,149/mo
  • Groceries: ~$234/mo
  • Transport: ~$47/mo

Neighbourhood guide

Manila Center

Central

Urban core, transit access

Est. 1-bed rent: $923–$1,436/mo

Manila Midtown

Central

Mixed residential

Est. 1-bed rent: $812–$1,264/mo

Manila Outer

Suburban

Quieter, family-friendly

Est. 1-bed rent: $590–$919/mo

Quality of life scores

Housing7.1/10
Safety9.7/10
Healthcare8.0/10
Education7.6/10
Environment8.4/10
Economy6.7/10
Culture7.3/10
Internet7.7/10

Pros & cons

✅ Pros

  • English
  • BPO industry
  • Value

❌ Cons

  • Traffic
  • Flooding

Similar cities & cheaper alternatives

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Estimates are for comparison only and do not constitute financial advice. Sources include our internal dataset and periodic third-party index updates.