🇳🇱 Amsterdam vs 🇵🇱 Warsaw

Cost of living comparison · 2026

🇳🇱

Amsterdam

Netherlands

$2,708–$4,287/mo

€2,507 – €3,969 / month (local)

🇵🇱

Warsaw

Poland

$1,477–$2,338/mo

zł5,908 – zł9,352 / month (local)

Amsterdam is 83% more expensive

Warsaw wins on affordability

Cost breakdown

CategoryAmsterdam (USD)Warsaw (USD)Winner
Rent (1-bed, city center)$2,031–$3,159$1,108–$1,723🟢 Warsaw
Rent (1-bed, outside center)$1,072–$1,692$585–$923🟢 Warsaw
Utilities$85–$164$46–$89🟢 Warsaw
Groceries$429–$643$234–$351🟢 Warsaw
Eating out (mid-range meal)$56–$102$31–$55🟢 Warsaw
Public transport (monthly)$107–$130$58–$71🟢 Warsaw
Internet & Mobile$34–$56$18–$31🟢 Warsaw
Gym membership$39–$73$22–$40🟢 Warsaw
Cinema ticket$16–$20$9–$11🟢 Warsaw
Monthly total (single)$2,708–$4,287$1,477–$2,338🟢 Warsaw

See how your salary compares in both cities

Enter monthly take-home in USD. We compare to our estimated budget range for your household (not financial advice).

Quality of life comparison

Housing4.1 / 10 · 7.2 / 10
Amsterdam
Warsaw▲ better
Safety8.8 / 10 · 9.2 / 10
Amsterdam
Warsaw▲ better
Healthcare8.8 / 10 · 9.2 / 10
Amsterdam
Warsaw▲ better
Education8.4 / 10 · 8.8 / 10
Amsterdam
Warsaw▲ better
Environment9.2 / 10 · 9.6 / 10
Amsterdam
Warsaw▲ better
Economy7.5 / 10 · 7.9 / 10
Amsterdam
Warsaw▲ better
Culture8.1 / 10 · 8.5 / 10
Amsterdam
Warsaw▲ better
Internet8.5 / 10 · 8.9 / 10
Amsterdam
Warsaw▲ better

Who should choose which city?

Choose Amsterdam if…

  • ✓You're happy to pay more for what Amsterdam offers vs Warsaw
  • ✓English-friendly
  • ✓Bikes
  • ✓Quality of life
  • ✓Tech

Choose Warsaw if…

  • ✓You want lower typical monthly costs than Amsterdam
  • ✓Growing economy
  • ✓Affordable
  • ✓Talent pool
  • ✓Shared services

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Full Amsterdam guide

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Full Warsaw guide

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Explore Warsaw →