🇺🇸 Boston vs 🇺🇸 Chicago

Cost of living comparison · 2026

🇺🇸

Boston

United States

$2,923–$4,628/mo

$2,923 – $4,628 / month (local)

🇺🇸

Chicago

United States

$2,400–$3,800/mo

$2,400 – $3,800 / month (local)

Boston is 22% more expensive

Chicago wins on affordability

Cost breakdown

CategoryBoston (USD)Chicago (USD)Winner
Rent (1-bed, city center)$2,192–$3,410$1,800–$2,800🟢 Chicago
Rent (1-bed, outside center)$1,157–$1,827$950–$1,500🟢 Chicago
Utilities$91–$177$75–$145🟢 Chicago
Groceries$463–$694$380–$570🟢 Chicago
Eating out (mid-range meal)$61–$110$50–$90🟢 Chicago
Public transport (monthly)$116–$140$95–$115🟢 Chicago
Internet & Mobile$37–$61$30–$50🟢 Chicago
Gym membership$43–$79$35–$65🟢 Chicago
Cinema ticket$17–$22$14–$18🟢 Chicago
Monthly total (single)$2,923–$4,628$2,400–$3,800🟢 Chicago

See how your salary compares in both cities

Enter monthly take-home in USD. We compare to our estimated budget range for your household (not financial advice).

Quality of life comparison

Housing3.9 / 10 · 5.3 / 10
Boston
Chicago▲ better
Safety9.0 / 10 · 9.3 / 10
Boston
Chicago▲ better
Healthcare9.0 / 10 · 9.3 / 10
Boston
Chicago▲ better
Education8.6 / 10 · 8.9 / 10
Boston
Chicago▲ better
Environment9.4 / 10 · 8.0 / 10
Boston▲ better
Chicago
Economy7.7 / 10 · 8.0 / 10
Boston
Chicago▲ better
Culture8.3 / 10 · 8.6 / 10
Boston
Chicago▲ better
Internet8.7 / 10 · 9.0 / 10
Boston
Chicago▲ better

Who should choose which city?

Choose Boston if…

  • You're happy to pay more for what Boston offers vs Chicago
  • Universities
  • Healthcare
  • History
  • Students

Choose Chicago if…

  • You want lower typical monthly costs than Boston
  • Architecture
  • Food
  • Transit
  • Finance

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📊

Full Boston guide

See all costs, neighborhoods and quality of life scores

Explore Boston

📊

Full Chicago guide

See all costs, neighborhoods and quality of life scores

Explore Chicago