🇬🇭 Accra vs 🇿🇦 Cape Town

Cost of living comparison · 2026

🇬🇭

Accra

Ghana

$985–$1,559/mo

₵15,154 – ₵23,985 / month (local)

🇿🇦

Cape Town

South Africa

$1,292–$2,046/mo

R23,491 – R37,200 / month (local)

Cape Town is 31% more expensive

Accra wins on affordability

Cost breakdown

CategoryAccra (USD)Cape Town (USD)Winner
Rent (1-bed, city center)$738–$1,149$969–$1,508🟢 Accra
Rent (1-bed, outside center)$390–$615$512–$808🟢 Accra
Utilities$31–$59$40–$78🟢 Accra
Groceries$156–$234$205–$307🟢 Accra
Eating out (mid-range meal)$21–$37$27–$48🟢 Accra
Public transport (monthly)$39–$47$51–$62🟢 Accra
Internet & Mobile$12–$21$16–$27🟢 Accra
Gym membership$14–$27$19–$35🟢 Accra
Cinema ticket$6–$7$8–$10🟢 Accra
Monthly total (single)$985–$1,559$1,292–$2,046🟢 Accra

See how your salary compares in both cities

Enter monthly take-home in USD. We compare to our estimated budget range for your household (not financial advice).

Quality of life comparison

Housing7.1 / 10 · 7.1 / 10
Accra
Cape Town
Safety9.7 / 10 · 8.7 / 10
Accra▲ better
Cape Town
Healthcare8.0 / 10 · 8.7 / 10
Accra
Cape Town▲ better
Education7.6 / 10 · 8.3 / 10
Accra
Cape Town▲ better
Environment8.4 / 10 · 9.1 / 10
Accra
Cape Town▲ better
Economy6.7 / 10 · 7.4 / 10
Accra
Cape Town▲ better
Culture7.3 / 10 · 8.0 / 10
Accra
Cape Town▲ better
Internet7.7 / 10 · 8.4 / 10
Accra
Cape Town▲ better

Who should choose which city?

Choose Accra if…

  • You want lower typical monthly costs than Cape Town
  • Stability
  • English
  • Coast
  • Cocoa

Choose Cape Town if…

  • You're happy to pay more for what Cape Town offers vs Accra
  • Nature
  • Wine
  • Value USD
  • Tourism

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